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Insurance company requirements during test flight process

PostPosted: Sun May 04, 2014 10:17 pm
by Chief
Guys,

I'm getting close to first flight for my Highlander, likely within 30 to 45 days. During the test flight process, I'm wondering how much variation, if any, their is among insurance companies relevant to rules for flights. For example, do all have the same requirements for taildragger time for test pilots?What other variations could there be? Any recommendations on how to proceed?

Chief

Re: Insurance company requirements during test flight proces

PostPosted: Mon May 05, 2014 6:22 am
by gkremers
My timing for first flight is pretty close to yours. I have virtually no tail wheel time (5 hours with a friend 20 years ago) and will be getting my tailwheel endorsement this month. My insurance requires 10 hours in type before first flight. I spoke with Billy and will be going down to his place in early June to get the required 10+ hours.

I'm sure my first 25 hours or so will be in calm winds, early morning or evening.

Gary

Re: Insurance company requirements during test flight proces

PostPosted: Mon May 05, 2014 7:39 am
by Chief
Thanks Gary. I have about 10 hours taildragger time as PIC, and i'll have the enforcement in a Super Cub soon. I'll need to look up the definition of "in type". Don't want to get into you personal business, but can you tell me which insurance company you used, and were they easy to work with?

Chief

Re: Insurance company requirements during test flight proces

PostPosted: Mon May 05, 2014 7:42 am
by Chief
Gary,

I forgot to ask, who and where is Bob.

Chief

Re: Insurance company requirements during test flight proces

PostPosted: Mon May 05, 2014 8:02 am
by gkremers
Chief,
No problem....

I have used Nation Air for many years on my RV7A. They provided the best quote and would cover my first flight as long as I had 10 hours in type.

Nation Air
Jennifer Cummins
877-475-5860

Billy Payne is in Brasstown, NC.
Plane Fun Aircraft


Take care
Gary

Re: Insurance company requirements during test flight proces

PostPosted: Fri May 04, 2018 7:13 pm
by AV8R Paul
I'm in the process of trying to get some insurance for my SuperSTOL.
I called Regal Aviation Insurance who use to insure my Kitfox. The Broaker I use towork with is no longer there, and the new broker sold me they do not cover SuperSTOL's.
I have a call & e-Mail into Falcon Insurance and I am still waiting for a reply.
Any Recommendations would be appreciated.

Re: Insurance company requirements during test flight proces

PostPosted: Fri May 04, 2018 7:40 pm
by Clark in AZ
Great thread. Whom do you guys use while building? I found out my Homeowners Insurance specifically excludes "Aircraft" and "Aircraft Parts". I have USAA for the House. I need to cover my kit while building.

Re: Insurance company requirements during test flight proces

PostPosted: Fri May 04, 2018 7:44 pm
by AV8R Paul
Clark, Go look at Falcon, they list several companies like EAA, USAA, AOPA etc. It looks like they have some form of insurance agreement with USAA. I have USAA homeowners insurance.

Re: Insurance company requirements during test flight proces

PostPosted: Fri May 04, 2018 11:26 pm
by AV8R Paul
I’ve been trying to get in touch with Frank McCutcheon the Just Aircraft flight instructor to discuss flying off my 40 hours. I have been unable to touch base with him.

I have about 187 total in a tail Dragger, and about 150 in a Kitfox Tail Dragger, so the tail wheel Endorsement is good. I only have about 2.2 hours in a SuperSTOL. So I need to get another 8 to 10 Hours to get current in a SuperSTOL, so I can get insurance. I was cogitating getting with Corey Gerulis to get my 10 hours in type. He has a SuperSTOL XL built by Chris and he offered. He does contract Flying, I might need to see if he could fly off a 20 or so hours.

I plan of contacting Nation Air Monday, if I don’t have any luck with Falcon.

Re: Insurance company requirements during test flight proces

PostPosted: Sun May 06, 2018 12:00 am
by Copro
I went with Falcon. Got my tail wheel in my highlander. They had no type requirements for instructor, just required me to have dual time.

Jody

Re: Insurance company requirements during test flight proces

PostPosted: Sun May 06, 2018 4:14 pm
by AV8R Paul
I’m going to Tennessee at the end of May and fly 10 hours with Corey. That will alleviate their complaint about 2.2 hours. I plan on calling Falcon, Jennifer Cummins at Nations Air, and EAA on Monday about insurance.

Re: Insurance company requirements during test flight proces

PostPosted: Thu May 10, 2018 11:34 am
by AV8R Paul
Clark, I just got off of the Phone with Falcon, they shopped the insurance using EAA & USAA
The EAA Insurance Quote came back @ 2 times as expensive as the quote associated with USAA.
I called Regal Aviation and their quote was $250 per year higher.
I'm what insurance companies consider a Low Time Pilot I have 478 hours Total Time, 178 hours in a Tail Wheel, and so far 2.2 hours in a SuperSTOL.
I asked him what it takes to get the Premium down, he said if I get 50 Hours in the SuperSTOL before renewal next year it should significantly reduce my Premium.
So flying off the 40 Hours and flying it home will definitely help with that.

Clark in AZ wrote:Great thread. Whom do you guys use while building? I found out my Homeowners Insurance specifically excludes "Aircraft" and "Aircraft Parts". I have USAA for the House. I need to cover my kit while building.